Mortgage Protection Life Insurance In Waco, Killeen, Temple, TX and Surrounding areas

​​​​Do you ever worry that if you were to die that your family would lose their home?  If so, let me help protect your family with a custom mortgage protection policy for you.  I am an independent agent  that represent hundreds of top rated insurance companies.  I offer Mortgage Protection Insurance in Waco, Temple, Belton, Killeen, Burleson, Cleburne, Joshua, and surrounding  Texas areas.  

• Pays off your home in the event of your death directly to your family
• Pays funds, directly to you, in the event of a qualifying Terminal, Chronic or Critical illness(2)
• Pays monthly income, directly to you, in the event of Disability
• Pays a Refund of a portion or all premiums at the end of your mortgage. 

• Term mortgage protection insurance
• Refundable mortgage protection insurance
• Mortgage payment protection insurance

This is usually the lowest cost mortgage protection insurance. This insurance last for a period of time, usually the length of your mortgage. Coverage terms can range from 10 years to 30 years.  Some of these policies offer additional benefits where you can use the money while you're alive for a terminal, chronic,  critical illness, or disability for an injury due to an accident. 

This type of mortgage protection insurance provides a portion or all of your money back (premiums) at the end of your mortgage loan.  In some cases there may be enough cash in the policy to pay off your mortgage earlier and save years of mortgage payments. Some of these policies offer additional benefits where you can use the money while you're alive for a terminal, chronic, critical illness, or disability for an injury due to an accident.

This type of mortgage protection insurance provides mortgage payments.  This coverage is more tailored to individuals age 60 and older, but can be purchased if younger as well. This would provide your spouse/partner and or beneficiaries some option money to figure out what they want to do. In most cases it can provide 6, 12, and 24 of mortgage payments. If your beneficiary decided to sell your home,  they can take their time and get the maximum price for your home. They may also decide to rent your home out or get a roommate. This coverage would give them some options and time to figure out what would be best for them. Some of these policies offer additional benefits where you can use the money while you're alive for a terminal and chronic illness.

To get a mortgage protection insurance quote and see what you qualify for,  please click the mortgage protection button below and fill in your information.  We will contact you with in 24 to 72 hours.