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A Fixed Indexed Annuity may be a fit for your retirement if you are looking for (1):
Protection of Principal
Your savings are always protected from market fluctuations and are 100% principal protected. There is no direct downside market risk to your funds.
Growth Potential
You also have the choice of interest based on the performance of an external market Index.
Income for Life
A lifetime withdrawal benefit may also be included that ensures that you can generate a lifetime income that will last for your life.
Wealth Transfer
Leave a legacy for your loved ones and avoid probate. The full account value is available after your death. If your spouse is the beneficiary, then he or she can always choose to continue the policy.
At Secured First Financial of Texas we often find that fixed indexed annuities are suitable as a retirement vehicle (2). A indexed annuity in some cases can be set up as a ROTH IRA, IRA, IRA Rollover, and Non Qualified. We have access to numerous providers in our goal to help you find the best retirement options in Waco, Texas and surround areas that are available on the market today to accomplish this.
With the ups and downs of the stock market, many of people are tired of hoping they will recover what they have lost when the market goes down. You may not have time to wait and don't want to risk what you have saved up through your 401K, IRA, Mutual Funds, or Stocks. Whether your looking to create a guaranteed income for life, accumulation, or to leave money behind, we can help.
We can help you start an indexed annuity with:
My name is Joel Fuessel, I am an independent insurance broker with Secured First Financial of Texas. I offer retirement annuities in Waco, Temple, Killeen, Texas and surrounding areas. We act as a broker and our goal is to find the best top rated companies, options, and pricing available for you. Let us do the work for you.
At Secured First Financial of Texas we want to make sure you understand the pros and cons of using an indexed annuity for accumulating interest, building an income for life, or passing money on to your family. Our agents will meet with you to figure out the best way an indexed annuity can benefit you. Rest assured, our financial representatives conduct reviews yearly, so you can see how your annuity is doing. Our goal is to find the most suitable indexed annuities on the market today for your situation. If you would like to learn more about indexed annuities give us a call or fill in our information below.
7215 Bosque Boulevard, Suite 104, Waco, Texas 76710, United States
Mon | 09:00 am – 05:00 pm | |
Tue | 09:00 am – 05:00 pm | |
Wed | 09:00 am – 05:00 pm | |
Thu | 09:00 am – 05:00 pm | |
Fri | 09:00 am – 05:00 pm | |
Sat | Closed | |
Sun | Closed |
Disclosures
1. Withdrawal charges, bonus recovery & market value adjustment may apply to withdrawals made during the withdrawal charge period. Indexed Annuities are products of the insurance industry and not guaranteed by any bank, nor insured by FDIC or NCUA/NCUSIF. Not a deposit. Not insured by a federal government agency. Restrictions apply. May only be offered by a licensed insurance agent.
2 Assuming no withdrawals during the withdrawal charge period. Rider charges continue to be deducted regardless of whether interest is credited. Unlike traditional fixed annuities, the policy owner of a fixed indexed annuity may receive zero interest for a single period on a specific premium payment if the index performs poorly. However, with most designs, the premiums are protected and guaranteed to grow over time, and the owner of a fixed indexed annuity may experience better interest crediting than a traditional fixed annuity during periods when the market performs well. Indexed annuities do not directly participate in any stock or equity investments. An investment cannot be made directly into an index. Most FIAs permit owners to participate in only a stated percentage of an increase in an index, and also impose a “cap rate” that represents the maximum annual account value percentage increase allowed to contract owners. Annuities have surrender charges that are assessed during the early years of the contract if the contract owner surrenders the annuity. In addition, withdrawals prior to age 59 ½ may be subject to a 10% Federal Tax Penalty. The guarantees of annuity contracts are contingent on the claims-paying ability of the issuing insurance company.
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